Risk Specialists

At CMX, our focus is your business and building a close partnership with you.

We keep it simple and give you peace of mind that your business is protected.

Risk Specialists

Complimentary policy reviews

No hidden fees

What Makes CMX Different From Other Insurance Advisors?

At CMX our focus is on the bigger picture that is risk management.

There are many ways to manage risk and insurance is just one of them. Insurance policies are used as a tool to transfer some of your risk to an insurance company, to protect your balance sheet. But what about the risk that you can’t transfer? We take a holistic approach by looking at all your business risks and ensuring that the right risk management strategies are in place to protect your business and help it grow. 

Professional Indemnity Cover

If you’re in the business of providing professional advice or services, professional indemnity cover protects your business from:


Negligent advice


Errors and omissions


Clients suing your for damages

Cyber Liability Cover

Odds are your business will be the victim of a cyber attack or cyber crime – and the costs could be staggering! Cyber Liability Insurance Cover helps mitigate the costs associated with business interruptions due to hacking, ransomware, phishing attacks (also known as social engineering); and other forms of cyber crime.

With the proper cyber liability cover in place, you’ll be able to pay for IT fixes and other expenses to recover from cyber attacks impacting your business. Get the peace of mind you deserve with cyber liability cover from CMX Insurance.

Fin Tech Insurance

Financial Technology (aka FinTech) has emerged as the new kid on the block in the financial services sector.

We understand the risks associated with taking traditional financial services provided by banks and intermediaries, applying today’s technology and innovation to enhance the delivery and usage of financial services. If you are a FinTech startup or an established service provider speak to us about a tailored insurance program to manage the exposures facing your business.

Case Study:
Claim Against an Advertising Agency

A claim was issued against an Insured Advertising Agency for damages suffered by a baby food manufacturing client.

The client provided strict instructions for the ad copy to include that the product did not contain nuts. The client approved the final copy which was to run in a Parenting Magazine. Unfortunately, the copy which was ultimately run included the pre-amended draft which failed to mention that the product did not contain nuts. This error was put down to a miscommunication between the agency’s staff.

The client sued for damages of $230,000 for a drop in sales as a result of the incorrect ad.

The agency’s insurer settled the matter at mediation for $180,000 plus $40,000 in legal costs.

Review your Insurance Cover

Does your insurance program need a fresh set of eyes? Are you getting the most out of your insurance program?

We often find that insurance buyers are made aware of deficiencies in their policies when its too late, i.e. when their claim is denied by the insurer. One size does not fit all when it comes to insurance policies.
All too often “off the shelf” insurance products don’t cater for risks specific to your business.

CMX can provide obligation free review services, such as:
Review and audit of your existing insurance program or policies.
Identify uninsured risks and assess the impact it may have on your business if untreated.
Examine your claims history and explore the potential benefits or risks associated with adjusting your deductibles.
Explore your risk tolerance and help you use insurance as a risk transfer tool.

Speak to your CMX insurance solutions specialist about how we can help with your risk.

Contact us for a Free Consultation